Comparing Different Insurance Quotes – Why Is It Important?

November 21, 2012 Insurance Quotes

These days, having an insurance portfolio is crucial for everyone. With the uncertainties of illnesses and accidents happening all around us, getting an insurance policy definitely offers a practical cushion from detrimental financial losses.

Since insurance plays a significant role in everybody’s life, competition in the industry has suddenly increased. Therefore, if you want to avail of an insurance policy to suit your needs and your budget, shopping around and comparing insurance quotes is a priceless move.

Firstly, understanding the vital elements of the insurance process is necessary. This ensures that you are well aware of the terms and conditions of the policy you are getting as well as protect yourself from paying for insurance that you don’t need. This step is important, whether you are looking for a life, property, business or auto insurance policy.

A key step in finalizing your insurance policy is to shop around for the … Read More....

Epic Battle: Term Life Insurance Vs. Whole Life Policies

November 9, 2012 Life Insurance

There is a battle that has been waging in the life insurance industry for decades. Some agents will tout whole-life policies and others will tell you that term is the only way to go. If you are looking into getting a life insurance policy or you are considering converting your policy from whole to term or from term to whole, you’ll want to understand the basic differences. (For more information, check out this page.)

Whole Life Insurance: Whole life policies are exactly that: they provide coverage for the entire life of the insured. Many people who choose to use whole life policies do so as an investment. This is actually faulty logic. And here’s why:

When you purchase a whole-life policy you are going to pay more per month because so long as the premium is paid, it’s guaranteed until the insured reaches 99.5 years old. At that point … Read More....

Take The Worry Out Of Your Health Insurance Coverage

November 9, 2012 Health Insurance

Even in the best of economic times, employment levels in various industries may change for better or for worse. The reality is that most jobs are not permanent, and you may be subject to layoffs or downsizing despite your good work record. Beyond any lost income, health insurance coverage that is sponsored by your employer may change or even be discontinued as a result of your employment status. This may be the most stressful aspect of a job loss, but there are options that may keep you from worrying about your health insurance as you transition into your next career venture.

Ease of mind over your health care coverage can be created in a number of ways, and many people who run their own businesses may be well aware of this. Recent changes in health care regulations have created new options for people who need to establish health insurance coverage … Read More....

Do I Need Flood Insurance?

November 5, 2012 Flood Insurance

Who would ever think water could do so much damage? The threat is real, and it’s called a flood. A flood is when an excess of water invades two or more acres of dry land. A flood hits your property, your neighbors, a fellow residence, renters or a business. The sad part is there is nothing anyone can do about it. Preparation can only do so much when a ton of water is hurling toward your house. The aftermath will become tragic; it’s so severe that many people will be left homeless because their home is beyond repair. This brings a financial strain for homeowners. The best line of defense against this is to get flood insurance.

Flood insurance is a must for high-risk flood areas. That means there is a greater chance of a flood coming into that area than surrounding ones. Flood insurance has its advantages. Flood insurance … Read More....

SR22 Insurance in Florida: A Burst of Hope!

October 18, 2012 Auto Insurance

There are some things you need to know in going for SR22 insurance in Florida type of policy.

This type of car insurance policy works best with people who are into car rentals or those who drive vehicles not under their ownership to give you certain rights to drive a vehicle legally even if the said car is not registered under your name and under the state of Florida.

SR22 insurance policies typically provide coverage up to the minimum.

An SR22 insurance in Florida type of policy is a car insurance deal that provides coverage for your vehicle regardless if you own it or not.

In some states including Florida, this type of car insurance policy covers only bodily injuries and property damage liabilities that may happen during an accident on the road.

Having an SR22 car insurance policy is simply an insurance policy that covers a vehicle that is … Read More....

Page 2 of 812345...Last »